Privacy Policy

Introduction

Ajaz Rahman, CFP®, APMA™ ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://ajazrahmancfp.com and use our services.

As an Investment Adviser Representative, we are required to protect the privacy and security of your nonpublic personal information in accordance with Regulation S-P and other applicable federal and state laws.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site. For clients with advisory agreements, please also refer to our Form ADV Part 2A for additional privacy disclosures.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Contact us through our website contact form
• Subscribe to our newsletter or email updates
• Request a consultation or information about our services
• Engage our financial planning services

This information may include: name, email address, phone number, mailing address, and any other information you choose to provide.

Financial Information

If you become a client, we will collect additional financial information necessary to provide financial planning and investment advisory services. This may include:

• Income, assets, liabilities, and net worth information
• Investment account statements and holdings
• Tax returns and Social Security numbers
• Insurance policies and beneficiary information
• Estate planning documents
• Financial goals, risk tolerance, and investment objectives

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Analytics and usage data

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, operate, and maintain our website and services
• Respond to your inquiries and provide customer support
• Send you newsletters, marketing communications, and service updates (with your consent)
• Provide financial planning and investment advisory services to our clients
• Analyze website usage and improve our services
• Comply with legal obligations and regulatory requirements
• Detect, prevent, and address technical issues or security concerns

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and providing services (e.g., email service providers, analytics providers)
• Legal Requirements: We may disclose information if required by law, regulation, legal process, or governmental request
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity
• With Your Consent: We may share information for any other purpose with your consent

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Secure client portals with password protection and encryption
• Regular security assessments and updates
• Restricted access to personal information on a need-to-know basis
• Employee training on privacy and security protocols
• Secure document storage and disposal procedures

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. We encourage you to use secure methods when transmitting sensitive information.

Data Retention

We retain your personal and financial information for as long as necessary to provide our services and comply with legal and regulatory requirements. Generally, we retain client records for at least seven (7) years after the termination of an advisory relationship, as required by SEC regulations. After this period, we securely destroy records in accordance with our document retention policy.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

We use Google Analytics to analyze website traffic and usage patterns. Google Analytics uses cookies to collect information about your use of our website.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct inaccurate or incomplete information
• The right to request deletion of your personal information
• The right to opt-out of marketing communications
• The right to withdraw consent where processing is based on consent

To exercise these rights, please contact us at ARahman@advisorselite.com.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us: