Important Disclosures & Disclaimer

General Disclaimer

The information provided on this website is for general informational and educational purposes only. It is not intended to be, and should not be construed as, personalized investment advice, tax advice, or legal advice. The content on this site does not constitute a recommendation or solicitation to buy, sell, or hold any security or investment product.

Not Personalized Investment Advice

The general information, commentary, and opinions provided on this website are not tailored to your specific financial situation, investment objectives, risk tolerance, or personal circumstances. Personalized investment advice is only provided to clients who have entered into a written advisory agreement with Ajaz Rahman, CFP®, APMA™.

Before making any investment decision, you should consult with a qualified financial advisor who can evaluate your unique circumstances and provide personalized recommendations.

CFP® Certification

Ajaz Rahman is a CERTIFIED FINANCIAL PLANNER™ professional. The CERTIFIED FINANCIAL PLANNER™, CFP®, and federally registered CFP (with flame design) marks are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. ("CFP Board").

CFP® certification requires meeting rigorous education, examination, experience, and ethical standards. CFP® professionals must adhere to the CFP Board's Code of Ethics and Standards of Conduct.

Investment Risks

All investments involve risk, including the potential loss of principal. Different types of investments involve varying degrees of risk. There is no guarantee that any investment strategy will achieve its objectives or be profitable.

• Past performance is not indicative of future results
• Investment returns will fluctuate and cannot be guaranteed
• Market conditions can change rapidly and unexpectedly
• Economic, political, and regulatory changes can affect investments
• Different asset classes carry different levels of risk

No Guarantee of Results

Ajaz Rahman, CFP®, APMA™ does not guarantee any specific investment results, returns, or outcomes. While we strive to provide quality financial planning and investment advisory services, we cannot guarantee that you will achieve your financial goals or that your investments will perform as expected.

Third-Party Information

This website may contain information, data, or content obtained from third-party sources. While we believe these sources to be reliable, we cannot guarantee their accuracy, completeness, or timeliness.Ajaz Rahman, CFP®, APMA™ is not responsible for any errors or omissions in third-party content.

Testimonials and Client Reviews

Any testimonials, reviews, or endorsements found on this website or on third-party platforms represent the opinions of individual clients and do not necessarily represent the experience of all clients.

• Testimonials are not indicative of future performance or success
• Client experiences may differ based on individual circumstances
• Testimonials may not be representative of all client experiences
• Some testimonials may have been solicited with compensation or incentives
• Clients providing testimonials may have conflicts of interest

Before making any financial decisions, you should conduct your own research and consult with qualified professionals about your specific situation.

Forward-Looking Statements

Any statements or projections regarding future market performance, economic conditions, or investment outcomes are forward-looking statements based on current beliefs and assumptions. These statements involve risks and uncertainties and should not be relied upon as predictions of actual future events. Actual results may differ materially from those expressed or implied.

Tax and Legal Advice

While Ajaz Rahman, CFP®, APMA™ may provide general information about tax planning strategies and legal considerations as they relate to financial planning, we are not tax attorneys or legal counsel. For specific tax or legal advice, you should consult with qualified tax professionals and attorneys.

Establishment of Client Relationship

Use of this website does not establish an advisory relationship with Ajaz Rahman, CFP®, APMA™. An advisory relationship is established only through execution of a written advisory agreement that specifies the terms, conditions, services, and fees.

Initial consultations do not create an advisory relationship and are provided for informational purposes only.

Fiduciary Standard and Dual Capacity

When providing investment advisory services to advisory clients, Ajaz Rahman, CFP®, APMA™ acts as a fiduciary and is held to a fiduciary standard. This means we are required to:

• Act in the best interests of our advisory clients
• Provide full and fair disclosure of material facts
• Avoid or disclose conflicts of interest
• Recommend strategies and products suitable for your specific situation

Important Note on Dual Capacity: When offering insurance products or other commission-based products, we are not acting as a fiduciary but rather as an insurance agent. Different standards and regulations apply to insurance sales. The sale of insurance products is separate from investment advisory services.

Regulatory Information and Business Structure

Investment Advisory Services: Ajaz Rahman is registered as an Investment Adviser Representative with Brookstone Capital Management LLC (CRD# 141413), an SEC-registered investment adviser. Investment advisory services are provided under the supervision of Brookstone Capital Management.

Business Name: Ajaz Rahman operates as a self-employed financial advisor under the business name "Allied Elite Financial."

For more information about our advisory services, fee structure, and potential conflicts of interest, please request our Form ADV Part 2A (Firm Brochure) or visit the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov.

Check the background of this firm and its professionals on FINRA's BrokerCheck at brokercheck.finra.org.

Insurance Products and Annuities

Ajaz Rahman is licensed to offer insurance products, including life insurance, long-term care insurance, and annuities. When offering insurance products:

• Insurance products are offered separately from investment advisory services
• Insurance sales may result in commissions paid by insurance companies
• This creates a potential conflict of interest, as there is an incentive to recommend products that generate commissions
• You are never obligated to purchase insurance products through Ajaz Rahman, CFP®, APMA™
• Insurance products are not FDIC insured, are not bank deposits, and may lose value

Annuities: Annuities are insurance products that may offer various features including guaranteed income, death benefits, and tax-deferred growth. However, annuities also typically involve:

• Surrender charges for early withdrawal
• Fees and expenses that can be substantial
• Complexity that may make them difficult to understand
• Potential loss of principal with variable annuities
• Tax penalties for withdrawals before age 59½

Always carefully review the prospectus and any marketing materials before purchasing an annuity.

Compensation and Fee Structure

Ajaz Rahman, CFP®, APMA™ may be compensated through various methods depending on the services provided:

• Advisory Fees: Charged for investment advisory and financial planning services, typically based on assets under management or flat/hourly fees
• Commissions: May be received from the sale of insurance products and annuities
• Third-Party Compensation: May receive compensation from product sponsors, which creates potential conflicts

All compensation arrangements and potential conflicts of interest are disclosed in detail in our Form ADV Part 2A and in any advisory agreement. We are committed to full transparency regarding how we are compensated.

Privacy Notice

We are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. Please review our Privacy Policy for details on how we collect, use, and protect your information.

Website Accuracy and Updates

While we strive to keep the information on this website accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, or reliability of any information. The content on this site may be changed, updated, or removed at any time without notice.

External Links

This website may contain links to third-party websites for your convenience. Ajaz Rahman, CFP®, APMA™ does not endorse, control, or assume responsibility for the content, products, services, or practices of any third-party websites. Your use of third-party websites is at your own risk.

Copyright Notice

© 2026 Ajaz Rahman, CFP®, APMA™. All rights reserved. The content on this website, including text, graphics, logos, and images, is the property of Ajaz Rahman, CFP®, APMA™ and is protected by copyright laws. Unauthorized reproduction or distribution of this content is prohibited.

Questions About This Disclaimer

If you have questions about this disclaimer or any information on this website, please contact us: